Privacy Policy

PRIVACY POLICY

Last Updated: February 22, 2026


Beat My Rates LLC (“we,” “us,” or “our”) values your privacy. This Privacy Policy explains how we collect, use, and protect your information.

1. INFORMATION WE COLLECT

We may collect:
• Name
• Address
• Email address
• Phone number
• Date of birth
• Social Security Number (when required for insurance enrollment)
• Income and household information
• Health-related information necessary for insurance applications

2. HOW WE USE YOUR INFORMATION

We use your information to:
• Provide insurance quotes and enrollments
• Communicate with insurance carriers and government marketplaces
• Process applications
• Provide customer support
• Comply with federal and state regulations

3. INFORMATION SHARING

We may share your information with:
• Insurance carriers
• CMS / Healthcare.gov / State Exchanges
• Licensed agents working under Beat My Rates LLC
• Government agencies when legally required

We do not sell your personal information.

4. DATA SECURITY

We implement reasonable administrative, technical, and physical safeguards to protect your data. However, no electronic transmission is completely secure.

5. DATA RETENTION

We retain information as required by federal and state insurance regulations and CMS guidelines.

6. YOUR RIGHTS

You may request:
• Access to your personal information
• Corrections to inaccurate information
• Information about how your data is used

7. COOKIES AND WEBSITE TRACKING

Our website may use cookies and analytics tools to improve user experience.

8. CHILDREN’S PRIVACY

Our Services are not directed to individuals under 18.

9. CONTACT US

Beat My Rates LLC
Jefferson, Georgia
support@beatmyratesllc.com